That's it....

...time is up I can't any longer prevaricate about my current situation.

I'm sick to death of living in this limbo, of having a thousand and one things to consider and to make decisions about. Maybe I needed time to let my mind adapt to the changes in my life recently, maybe I just needed a little time to think but whatever it was I did need I don't need it anymore, what I do need is to get some semblance of order back into my life and instead of thinking about what I'm going to do, actually do it!

There is no point mulling over the why's and where for's any longer, nothing to be gained by imagining that somehow, something will magically happen to alleviate the situation because it won't, this is the real world and shit happens so it's time for action and this week I will take action.

So many things depend right now on other things happening and the first is that I have to bite the bullet and file my bankruptcy papers with the courts. Goodbye credit rating, goodbye mortgages and credit cards...I have to enter the twighlight world of 'financial non-entity' but enter it I will and with a fist full of cash for ironically one has to pay a considerable sum for the priveledge

Ok, so an hour with a judge and another few with a receiver isn't my idea of fun but it has to be done, the sooner it's done the sooner I can begin looking forward to my discharge, not that in practice discharge from bankruptcy makes much difference, the courts might consider a year long enough punishment but most other institutions consider six years more appropriate!

Hey ho, it's a start, I can't say I relish the next week or two but it will be one less thing to worry about and consider and one more thing I can begin to consign to history.